3D Secure test cards

Last updated: 14th July 2022

Use the test cards on this page to simulate different 3D Secure (3DS) authentication flows and results. You can use any valid CVV and any future expiry date (mm/yy).

When testing 3DS authentication, you will receive a redirect URL to our 3DS simulator page. The password for the simulator is Checkout1!.

All cards listed on this page can also be used as valid network tokens.

3DS2 frictionless flow

Result	Card number	Scheme	Card type
Authentication successful	`4485040371536584`	Visa	Credit
Authentication successful	`5588686116426417`	Mastercard	Credit
Not authenticated	`4539628347117863`	Visa	Debit
Not authenticated	`5309961755464047`	Mastercard	Credit
Authentication could not be performed	`4024007186645015`	Visa	Credit
Authentication could not be performed	`5234106378657904`	Mastercard	Credit
Attempted authentication	`4556574722325580`	Visa	Credit
Attempted authentication	`5558468902774508`	Mastercard	Debit
Authentication rejected	`4275765574319271`	Visa	Credit
Authentication rejected	`5596061690670931`	Mastercard	Debit
Card not enrolled	`4484070000035519`	Visa	Credit
Card not enrolled	`5352151570003404`	Mastercard	Debit
Issuer not enrolled	`4820285375797526`	Visa	Credit
Issuer not enrolled	`5424583292508738`	Mastercard	Credit
Error message during scheme communication	`4452927588210665`	Visa	Credit
Error message during scheme communication	`5291144083573579`	Mastercard	Credit
No associated 3DS method URL	`4556085951507152`	Visa	Credit
	`5121073611487018`	Mastercard	Credit
	`340282533032846`	Amex	Credit
	`36747880216043`	DCI	Credit
	`3528982710432481`	JCB	Credit

3DS2 challenge flow

Result	Card number	Scheme	Card type
Authentication successful	`4242424242424242`	Visa	Credit
Authentication successful	`5385308360135181`	Mastercard	Credit
Authentication attempted	`4152868552773614`	Visa	Credit
Authentication attempted	`5518832400606463`	Mastercard	Debit
Authentication rejected	`4870527017700692`	Visa	Prepaid
Authentication rejected	`5484482393204262`	Mastercard	Debit
Not authenticated	`4243754271700719`	Visa	Credit
Not authenticated	`5258901507741160`	Mastercard	Credit
Authentication could not be performed	`4447336775378848`	Visa	Debit
Authentication could not be performed	`5569757734785691`	Mastercard	Credit
Error message during scheme communication	`4539929207120660`	Visa	Credit
Error message during scheme communication	`5572408422189334`	Mastercard	Prepaid
No associated 3DS method URL	`4485597929486000`	Visa	Credit
	`5259410220714099`	Mastercard	Credit
	`372310461284948`	Amex	Credit
	`36138956596288`	DCI	Credit
	`3528682570029332`	JCB	Credit

3DS1 flow

Result	Card number	Scheme	Card type
Authentication successful	Any	_	_
Not authenticated	`4929640381570541`	Visa	Credit
Not authenticated	`5507979147594255`	Mastercard	Debit
Authentication attempted	`4024007177756441`	Visa	Credit
Authentication attempted	`5407929162375891`	Mastercard	Credit
Authentication unavailable	`4916734820332269`	Visa	Debit
Authentication unavailable	`5227027824683493`	Mastercard	N/A
Card not eligible	`4539628347117863`	Visa	Debit
Card not eligible	`5324440216201760`	Mastercard	Credit

3DS2 to 3DS1 fallback

To simulate a fallback from 3DS2 to 3DS1, set the amount to 123321 in your create session request.

Result	Card number	Scheme	Card type
Authentication successful	Any	_	_
Not authenticated	`4929640381570541`	Visa	Credit
Not authenticated	`5507979147594255`	Mastercard	Debit
Authentication attempted	`4024007177756441`	Visa	Credit
Authentication attempted	`5407929162375891`	Mastercard	Credit
Authentication unavailable	`4916734820332269`	Visa	Debit
Authentication unavailable	`5227027824683493`	Mastercard	N/A
Card not eligible	`4539628347117863`	Visa	Debit
Card not eligible	`5324440216201760`	Mastercard	Credit

3DS2 frictionless flow

3DS2 challenge flow

3DS1 flow

3DS2 to 3DS1 fallback

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