Reporting / Reconciliation reports / Breakdown types

Breakdown types

Last updated: 7th June 2022

Learn all about the different breakdown types found in our reconciliation reports.

General

Reporting fee category	Action type	Breakdown type	Breakdown type description
Payments	Capture	Capture	A payment that has been captured, becoming revenue available to you.
	Partial capture	Partial capture	A payment that has been partially captured as part of a series of multiple captures or a single partial capture.
	Clearing failed	Clearing failed	A payment that has failed clearing from schemes and APMs. If this happens, any affected financial actions are reversed. For example, a failed refund will be credited back to your balance.
Refunds	Refund	Refund	A payment that has been refunded to the cardholder.

Chargebacks

Reporting fee category	Action type	Breakdown type	Breakdown type description
Chargebacks	Chargeback	Chargeback (ADJM)	The chargeback has been issued. You account has been debited the disputed amount.
		Chargeback (CBRV)	The chargeback was reversed/canceled by the issuing bank. Your account has been credited the disputed amount.
		Chargeback (RPDW)	You have won the dispute. Your account has been credited the disputed amount.
		Chargeback (ABRW)	You have won the arbitration case. Your account has been credited with the amount you did not accept liability for.
		Chargeback (ABRL)	You have lost the arbitration case. Your account has been debited an arbitration fee.
		Chargeback (ARWS)	You avoided a formal chargeback by accepting the dispute upfront. Your account has been debited the disputed amount.

Payouts and adjustments

Reporting fee category	Action type	Breakdown type	Breakdown type description
Pay to Bank payouts	Pay to Bank	Payout	A Bank payout transaction that is paid to a beneficiary of your choice.
		Payout rejected	A payout which has been rejected by Checkout. For example, due to a failed sanctions screening.
		Payout returned	A payout which has been returned by our banking partners. For example, because of incorrect beneficiary bank details.
Merchant payouts	Merchant payout	Payout	Funds processed by Checkout that are settled to you.
		Payout rejected	A payout which has been rejected by Checkout. For example, due to a failed sanctions screening.
		Payout returned	A payout which has been returned by our banking partners. For example, due to incorrect beneficiary bank details.
Adjustment	Adjustment	Fee	An adjustment made to your currency accounts for any fee corrections that may need to take place.
		Top-up	A top-up to a currency account that has been made by bank transfer.
		Invoice settlement	An amount that has been paid by bank transfer for amounts owed on an invoice.
		Balance	An adjustment made directly to a currency account to reflect an amount that needs to be credited or deducted.
		Tax	An adjustment made to your currency account for any tax corrections that may need to take place.
		Security deposit reservation	An adjustment made to your available balance to move funds into your collateral balance to cover any credit risk while processing with us.
		Security deposit release	The release of funds from your collateral balance to your available balance.
		Client revenue	An adjustment made to a currency account to correct any errors to client settlement amounts.

Transfers

Reporting fee category	Action type	Breakdown type	Breakdown type description
Transfers in Transfers out	Transfer	Promotion	The type of transfer being requested.
Refund
Balance transfer

Reporting fee category

Action type

Breakdown type

Breakdown type description

Transfers in

Transfers out

Transfer

Promotion

The type of transfer being requested.

Refund

Balance transfer

Fees

Card fees

Reporting fee category	Action type	Breakdown type	Breakdown type description
Card payment interchange fees	Capture Partial capture	Interchange fixed fee	A fee set by the card scheme (for example, Visa) and paid out to the cardholder’s issuing bank.
Card payment scheme fees	Authentication Authorization Capture Partial capture Void	Scheme fixed fees	Fees applied by the card scheme (for example Visa) for the processing of card payments.
Card payment scheme fees	Authentication Authorization Capture Partial capture Void	Scheme variable fees
Card payment gateway fees	Authentication	Authentication fixed fee	Fees charged for determining whether a payment is being carried out by the legitimate cardholder. This includes authentications via the Checkout Sessions service.
	Authentication	Authentication variable fee
	Authorization Estimated authorization Incremental authorization	Authorization fixed fee	A specific fixed fee applied for authorized card payments.
	Void Partial void	Void fixed fee	A specific fixed fee applied for voided card payments.
	Authentication Authorization Void	Gateway fixed fee	A fixed fee incurred on actions (i.e., authentication, authorization, void, refund) across the payment lifecycle.
	Authorization	Card verification fixed fee	A specific fixed fee applied for card verifications to determine whether a card is valid.
Card payment blended fees	Capture Partial capture	Blended fixed fee	A fixed, variable, or fixed and variable flat fee applied to successful captures.
Card payment blended fees	Capture Partial capture	Blended variable fee
Acquiring premiums	Capture Partial capture	Premium fixed fee	A fixed, variable, or fixed and variable flat fee applied to successful captures when processing payments with Checkout.
Acquiring premiums	Capture Partial capture	Premium variable fee

Alternative payment method fees

Reporting fee category	Action type	Breakdown type	Breakdown type description
Alternative payment method fees	Capture	Gateway fixed fee	A fixed fee incurred when a request to the Gateway is made for an alternative payment method transaction.
		Capture fixed fee	A fee applied for the capture of an alternative payment method transaction.
		Capture variable fee
	Refund	Refund fixed fee	A fixed fee applied for refunds made for an alternative payment method.

Refund fees

Reporting fee category	Action type	Breakdown type	Breakdown type description
Refunded interchange fees	Refund	Interchange fixed fee	Fees set by card schemes (for example Visa) and paid out to the cardholder’s issuing bank, refunded to you for processed refunds.
Refund scheme fees		Scheme fixed fee	Fees applied by card schemes for the processing of refunded card payments.
Refund scheme fees		Scheme variable fee
Refund Gateway fees		Refund fixed fees	A specific fixed fee applied for refunded card payments.
Refund Gateway fees		Gateway fixed fees	A fixed fee incurred on actions (i.e., authentication, authorization, void, refund) across the payment lifecycle.

Chargeback fees

Reporting fee category	Action type	Breakdown type	Breakdown type description
Chargeback fees	Chargeback	Chargeback fee	A fee incurred for payments that are triggered on certain chargeback events.
		Scheme fixed fee	Fees applied by card schemes (for example Visa or Mastercard) for processing a chargeback.
		Scheme variable fee
		Return fixed fee	A fixed fee applied to returns for an alternative payment method.
		Disputed return fixed fee	A fixed fee applied to returns that were deemed unauthorized for an alternative payment method.
Representment fees		Representment fee	A fee incurred during the disputes process. Representment occurs when an issuer will review the evidence provided by you.
Retrieval fees		Retrieval fee	A fee incurred before the disputes process. Retrieval occurs when the cardholder’s issuer requests information from you before raising a dispute.

Payout fees

Reporting fee category	Action type	Breakdown type	Breakdown type description
Pay to Bank fees	Pay to Bank	Payout confirmed fixed fee	A fee charged for every Bank Payout transaction, which will be linked to an underlying Bank Payout transaction via the action ID and payment ID.
Pay to Bank fees	Pay to Bank	Payout returned fixed fee	A fee charged for every returned payout, which will be linked to an underlying returned payout via an action ID.

Integrated Platforms fees

Reporting fee category	Action type	Breakdown type	Breakdown type description
Integrated Platforms fees	Integrated Platforms fees	Onboarding fee	A one-off fixed fee applied when a sub-entity is created.
		Subscription fee	A fixed fee charged monthly. This is based on the number of active sub-entities for that month.
		Balance transfer fee	A one-off fee when a transfer is performed.

Tax

Reporting fee category	Action type	Breakdown type	Breakdown type description
Tax	Capture Partial capture Refund	Tax interchange fixed Fee	Tax applied to interchange fees.
	Authentication Authorization Capture Partial capture Void Refund Chargeback	Tax scheme fixed fees	Tax applied to scheme fees.
		Tax scheme variable fees	Tax applied to scheme fees.
	Authentication	Tax authentication fixed fee	Tax applied to gateway association fees.
	Authentication	Tax authentication variable fee
	Authorization Estimated authorization Incremental authorization	Tax authorization fixed fee
	Void Partial void	Tax void fixed fee
	Authentication Authorization Void Refund	Tax gateway fixed fee
	Authorization	Tax card verification fixed fee
	Refund	Tax refund fixed fees
	Capture Partial capture	Tax blended fixed fee	Tax applied to blended rate fees.
	Capture Partial capture	Tax fixed fee	Tax applied to blended rate fees.
	Capture Partial capture	Tax premium fixed fee	Tax applied to Checkout.com premium fees.
	Capture Partial capture	Tax premium variable fee	Tax applied to Checkout.com premium fees.
	Chargeback	Tax chargeback fee	Tax applied to chargeback related fees.
		Tax representment fee
		Tax retrieval fee
	Pay to Bank	Tax payout confirmed fixed fee	Tax applied to payout related fees.
	Pay to Bank	Tax payout returned fixed fee	Tax applied to payout related fees.