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Merchant category codes

Last updated: 14th July 2022

We use the following four-digit ISO 18245 merchant category codes (MCCs) to classify your business.

Merchant category codeDescription

0742

Veterinary services

0763

Agricultural co-operatives

0780

Landscaping and horticultural services

1520

General contractors – residential & commercial

1711

Heating, plumbing, and air conditioning contractors

1731

Electrical contractors

1740

Masonry, stonework, tile setting, plastering & insulation contractors

1750

Carpentry contractors

1761

Roofing, siding, and sheet metal work contractors

1771

Asphalt, cement, and concrete work contractors

1799

Special trade contractors (not elsewhere classified)

2741

Miscellaneous publishing and printing

2791

Typesetting, plate making, and related services

2842

Specialty cleaning, polishing, & sanitation preparations

4011

Freight Railways

4111

Local passenger transportation

4112

Passenger railways

4119

Ambulance services

4121

Taxicabs and limousines

4131

Bus lines

4214

Motor freight carriers and trucking

4215

Courier services

4225

Public warehousing and storage

4411

Steamship and cruise lines

4457

Boat rentals and leasing

4468

Marinas, marine service, and supplies

4511

Airlines and air carriers (not elsewhere classified)

4582

Airports, flying fields, and airport terminals

4722

Travel agencies and tour operators

4784

Toll and bridge fees

4789

Transportation services (not elsewhere classified)

4812

Telecommunication equipment and telephone sales

4813

Key-entry telecom merchants

4814

Telecommunication services

4816

Computer network / information services

4821

Telegraph services

4829

Money transfer

4899

Cable, satellite, and other pay television and radio services

4900

Utilities – electric, gas, heating oil, sanitary, water

5013

Motor vehicle supplies and new parts

5021

Office and commercial furniture

5039

Construction materials (not elsewhere classified)

5044

Office, photographic, photocopy, and microfilm equipment

5045

Computers and computer peripheral equipment and services

5046

Commercial equipment (not elsewhere classified)

5047

Medical, dental, ophthalmic, and hospital equipment and supplies

5051

Metal service centers and offices

5065

Electrical parts and equipment

5072

Hardware equipment and supplies

5074

Plumbing and heating equipment and supplies

5085

Industrial supplies (not elsewhere classified)

5094

Precious stones, metals, watches, and jewelry

5099

Durable goods (not elsewhere classified)

5111

Stationery, office supplies, printing, and writing paper

5122

Drugs, drug proprietaries, and druggist sundries

5131

Piece goods, notions, and other dry goods

5137

Men's, women's, and children's uniforms, and commercial clothing

5139

Commercial footwear

5169

Chemicals and allied products (not elsewhere classified)

5172

Petroleum and petroleum products

5192

Books, periodicals, and newspapers

5193

Florist supplies, nursery stock, and flowers

5198

Paint, varnishes, and supplies

5199

Nondurable goods (not elsewhere classified)

5200

Home supply warehouse stores

5211

Lumber and building materials stores

5231

Glass, paint, and wallpaper stores

5251

Hardware stores

5261

Nurseries and lawn and garden supply stores

5262

Online marketplaces

5271

Mobile home dealers

5300

Wholesale clubs

5309

Duty free stores

5310

Discount stores

5311

Department stores

5331

Variety stores

5399

Miscellaneous general merchandise

5411

Grocery stores and supermarkets

5422

Freezer and locker meat provisioners

5441

Candy, nut, and confectionery stores

5451

Dairy products stores

5462

Bakeries

5499

Miscellaneous food stores – convenience stores and specialty markets

5511

Car and truck dealers (new and used) – sales, service, repairs, parts, and leasing

5521

Car and truck dealers (used only) – sales, service, repairs, parts, and leasing

5531

Auto and home supply stores

5532

Automotive tire stores

5533

Automotive parts and accessories stores

5541

Service stations

5542

Automated fuel dispensers

5551

Boat dealers

5552

Electric vehicle charging

5561

Camper, recreational, and utility trailer dealers

5571

Motorcycle shops and dealers

5592

Motor home dealers

5598

Snowmobile dealers

5599

Miscellaneous automotive, aircraft, and farm equipment dealers (not elsewhere classified)

5611

Men's and boys' clothing and accessories stores

5621

Women's ready-to-wear stores

5631

Women's accessory and specialty shops

5641

Children's and infants' wear stores

5651

Family clothing stores

5655

Sports and riding apparel stores

5661

Shoe stores

5681

Furriers and fur shops

5691

Men's and women's clothing stores

5697

Tailors, seamstresses, mending, and alterations

5698

Wig and toupee stores

5699

Miscellaneous apparel and accessory shops

5712

Furniture, home furnishings, and equipment stores, excepting appliances

5713

Floor covering stores

5714

Drapery, window covering, and upholstery stores

5718

Fireplace, fireplace screens, and accessories stores

5719

Miscellaneous home furnishing specialty stores

5722

Household appliance stores

5732

Electronics stores

5733

Music stores – musical instruments, pianos, and sheet music

5734

Computer software stores

5735

Record stores

5811

Caterers

5812

Eating places & restaurants

5813

Drinking places – bars, taverns, nightclubs, cocktail lounges, and discotheques

5814

Fast food restaurants

5815

Digital goods – books, movies, music, and NFTs

5816

Digital goods – games

5817

Digital goods – software applications (excluding games)

5818

Digital goods – multi-category

5912

Drug stores and pharmacies

5921

Package stores – beer, wine, and liquor

5931

Used merchandise and secondhand stores

5932

Antique shops – sales, repairs, and restoration services

5933

Pawn shops

5935

Wrecking and salvage yards

5937

Antique reproductions

5940

Bicycle shops – sales and service

5941

Sporting goods stores

5942

Book stores

5943

Stationery stores, office and school supply stores

5944

Jewelry stores, watches, clocks, and silverware stores

5945

Hobby, toy, and game shops

5946

Camera and photographic supply stores

5947

Gift, card, novelty, and souvenir shops

5948

Luggage and leather goods stores

5949

Sewing needlework, fabric, and piece goods stores

5950

Glassware / crystal stores

5960

Direct marketing – insurance services

5963

Door-to-door sales

5964

Direct marketing – catalog merchants

5965

Direct marketing – combination catalog and retail merchants

5966

Direct marketing – outbound telemarketing merchants (high-risk MCC)

5967

Direct marketing – inbound telemarketing merchants (high-risk MCC)

5968

Direct marketing – continuity/subscription merchants

5969

Direct marketing – other direct marketers (not elsewhere classified)

5970

Artists supply and craft shops

5971

Art dealers and galleries

5972

Stamp and coin stores

5973

Religious goods stores

5975

Hearing aids – sales, service, and supply

5976

Orthopedic goods – prosthetic devices

5977

Cosmetic stores

5978

Typewriters – sales, rentals, & service

5983

Fuel dealers – fuel oil, wood, coal, liquefied petroleum

5992

Florists

5993

Cigar stores and stands

5994

News dealers and newsstands

5995

Pet shops, pet foods and supplies stores

5996

Swimming pools – sales and service

5997

Electric razor stores

5998

Tent and awning shops

5999

Miscellaneous and specialty retail shops

6010

Financial institutions – manual cash disbursements

6011

Financial institutions – automated cash disbursements

6012

Financial institutions merchandise and services

6050

Quasi cash – customer financial institutions

6051

Non-financial institutions – foreign currency, money orders, and travelers cheques

6211

Security brokers / dealers

6300

Insurance sales, underwriting, and premiums

6513

Real estate agents and managers – rentals

6532

Payment transaction – customer financial institution

6533

Payment transaction – merchant

6536

MoneySend Intracountry

6537

MoneySend Intercountry

6538

MoneySend Funding

6540

POI Funding Transaction

7011

Lodging – hotels, motels, resorts, and central reservation services (not elsewhere classified)

7012

Timeshares

7032

Sporting and recreational camps

7033

Trailer parks and campgrounds

7210

Laundry, cleaning, and garment services

7211

Laundries – family and commercial

7216

Dry cleaners

7217

Carpet and upholstery cleaning

7221

Photographic studios

7230

Beauty and barber shops

7251

Shoe repair shops, shoe shine parlors, and hat cleaning shops

7261

Funeral service and crematories

7273

Dating services

7276

Tax preparation services

7277

Counseling services – debt, marriage, and personal

7278

Buying and shopping services and clubs

7296

Clothing rental – costumes, uniforms, and formal wear

7297

Massage parlors

7298

Health and beauty spas

7299

Miscellaneous personal services (not elsewhere classified)

7311

Advertising services

7321

Consumer credit reporting agencies

7333

Commercial photography, art, and graphics

7338

Quick copy, reproduction, and blueprinting services

7339

Stenographic and secretarial support

7342

Exterminating and disinfecting services

7349

Cleaning, maintenance, and janitorial services

7361

Employment agencies and temporary help services

7372

Computer programming, data processing, and integrated systems design services

7375

Information retrieval services

7379

Computer maintenance, repair, and services (not elsewhere classified)

7392

Management, consulting, and public relations services

7393

Detective agencies, protective services, and security services

7394

Equipment, tool, furniture, and appliance rental and leasing

7395

Photofinishing laboratories and photo developing

7399

Business services (not elsewhere classified)

7512

Automobile rental agency

7513

Truck and utility trailer rentals

7519

Motor home and recreational vehicle rentals

7523

Parking lots and garages

7531

Automotive body repair shops

7534

Tire retreading and repair shops

7535

Automotive paint shops

7538

Automotive service shops (non-dealer)

7542

Car washes

7549

Towing services

7622

Electronics repair shops

7623

Air conditioning and refrigeration repair shops

7629

Electrical and small appliance repair shops

7631

Watch, clock, and jewelry repair

7641

Furniture – reupholstery, repair, and refinishing

7692

Welding services

7699

Miscellaneous repair shops and related services

7800

Government-owned lotteries (US only)

7801

Internet gambling (US only)

7802

Government-licensed horse/dog racing (US only)

7829

Motion picture and video tape production and distribution

7832

Motion picture theaters

7841

Video tape rental stores

7911

Dance halls, studios, and schools

7922

Theatrical producers and ticket agencies

7929

Bands, orchestras, and miscellaneous entertainers (not elsewhere classified)

7932

Billiard and pool establishments

7933

Bowling alleys

7941

Commercial sports, professional sports clubs, athletic fields, and sports promoters

7991

Tourist attractions and exhibits

7992

Public golf courses

7993

Video amusement game supplies

7994

Video game arcades / establishments

7995

Betting, including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks

7996

Amusement parks, circuses, carnivals, and fortune tellers

7997

Membership clubs, country clubs, and private golf courses

7998

Aquariums, dolphinariums, zoos, and seaquariums

7999

Recreation services (not elsewhere classified)

8011

Doctors and physicians (not elsewhere classified)

8021

Dentists and orthodontists

8031

Osteopaths

8041

Chiropractors

8042

Optometrists and ophthalmologists

8043

Opticians, optical goods, and eyeglasses

8049

Podiatrists and chiropodists

8050

Nursing and personal care facilities

8062

Hospitals

8071

Medical and dental laboratories

8099

Medical services and health practitioners (not elsewhere classified)

8111

Legal services and attorneys

8211

Elementary and secondary schools

8220

Colleges, universities, professional schools, and junior colleges

8241

Correspondence schools

8244

Business and secretarial schools

8249

Vocational and trade schools

8299

Schools and educational services (not elsewhere classified)

8351

Child care services

8398

Charitable and social service organizations

8641

Civic, social, and fraternal associations

8651

Political organizations

8661

Religious organizations

8675

Automobile associations

8699

Membership organizations (not elsewhere classified)

8734

Testing laboratories (non-medical testing)

8911

Architectural, engineering, and surveying services

8931

Accounting, auditing, and bookkeeping services

8999

Professional services (not elsewhere classified)

9211

Court costs, including alimony and child support

9222

Fines

9223

Bail and bond payments

9311

Tax payments

9399

Government services (not elsewhere classified)

9402

Postal services – government only

9405

US federal government agencies or departments

9406

Government-owned lotteries (non-US)

9950

Intra-company purchases